Moi Juuso! I haven't reply to you atill but I want to send you message for Christmas.
I hope that your Christmas would be enjoyable and may the essence of Christmas remain always with you. Merry Christmas and Happy New year!;)
I will reply to you during my holidays it will start this suturday! And please tell me if you got to Japan :)
Bye for now
Yui

Hei!

Oh... there are some places I want to recommend but you are studying economics and not history or archeology. It could ne boring to visit some palaces but anyway I'd like to recommend you. there are two main palaces in Seoul. Gyeongbokgung(Palace) and Changdeokgung(Palace). There is a stream well known among tourists. Namsan Tower is also a good place to visit. All the places I recommend are in Seoul.

Hi! wow you ll be exchange student in Japan! I go to Europe this september to study. I want to know more about Finland cuz I'm planning to trip to Finland this year. :)

hi^^
I'm a Japanese university student

oh now Where you stay? I want to be exchange student! But I'm not expert! ><
So you are smart man?

HI! :)

Greetings Form germany:)

こんにちは^^

I can't compare Japan to other countries,but there are 3 big banks and so many local banks.however few firms have the skills of current financial technology.That's why many of them didn't suffer from Lehman shock. And slowly the number of financial institutions is becoming small because of mergers.